We're Strictly Shariah Compliant
OUR SHARIAH BOARD MEMBERS
Meet the scholars who safeguard your halal investment journey
Sheikh Dr. Mufti Muhammad Imran Ashraf Usmani
Chairman
Leading global expert in Islamic finance, with decades of experience in teaching, Shariah advisory, and international standard-setting.
Mufti Muhammad Abdullah Usmani
Member
Expert in Islamic finance and Shariah governance, with extensive experience in advisory, teaching, and product development.
BUSINESS SCREENING
First, we check whether the company's core business complies with halal standards and whether the majority of its revenue comes from permitted sources. In other words, we exclude companies engaged in any of the prohibited activities listed.
Riba (Usury)
Engaging in interest-based financial transactions
Gharar (Uncertainty)
Participating in contracts or transactions that are ambiguous or excessively uncertain
Maisir (Gambling)
Involvement in games of chance or speculative ventures akin to gambling
Alcohol
Tobacco
Pork
Adult Content
Entertainment
Weapons
Excessive debt
Others
BUSINESS SCREENING
First, we check whether the company's core business complies with halal standards and whether the majority of its revenue comes from permitted sources. In other words, we exclude companies engaged in any of the prohibited activities listed.
Riba (Usury)
Engaging in interest-based financial transactions
Gharar (Uncertainty)
Participating in contracts or transactions that are ambiguous or excessively uncertain
Maisir (Gambling)
Involvement in games of chance or speculative ventures akin to gambling
Alcohol
Production, distribution, or sale of alcoholic beverage
Tobacco
Engagement in the tobacco industry, including production and sale
Pork
Activities related to the production, processing, or sale of pork and pork-derived products
Adult Content
Involvement in the creation, distribution, or sale of explicit sexual content
Entertainment
Participation in entertainment sectors that conflict with Shariah principle
Weapons
Manufacturing, trading, or promoting weapons and arms
Excessive debt
Excessive debt or loans
Others
Other haram products or services
FINANCIAL SCREENING
After stock passes the business screening, we screen the financials to ensure that the level of prohibited revenue, liabilities and assets are in accordance with shariah guidelines.
Prohibited Revenue Ratio
Total revenueProhibited Borrowing Ratio
Trailing 12-month average market capProhibited Investment Ratio
Trailing 12-month average market capTRANSPARENCY & TRUST
Clear criteria
We apply clearly defined Shariah screening rules based on recognized standards. No hidden filters. No subjective decisions.
Regular Reviews & Updates
Stocks are reviewed on an ongoing basis using updated financial and business data.
Open Compliance Status
If a stock's Shariah status changes, it is reflected transparently in the app. No surprises. No silent changes.